Frequently Asked
Questions

The cost of building a custom home in the Tampa Bay Area varies depending on several factors including size, location, design complexity, and the level of finishes you choose. A standard custom home typically ranges from $200 to $400+ per square foot. During our initial consultation, we'll discuss your vision and budget to provide a detailed, transparent estimate tailored to your specific project. You can also use our online Pricing Estimate Tool to get a quick ballpark range.

Our contractor fees are built into the overall project cost and are fully transparent from the start. We don't believe in hidden fees or surprise charges. During the planning phase, we provide a comprehensive breakdown of all costs so you know exactly where every dollar is going. Our goal is to deliver exceptional quality at a fair, honest price.

Yes, Matlock Custom Homes is fully licensed and insured in the state of Florida. We carry comprehensive general liability insurance, workers' compensation coverage, and builder's risk insurance. We're happy to provide proof of insurance and licensing upon request. Your protection and peace of mind are our top priorities.

While our company carries comprehensive insurance, we recommend homeowners consult with their insurance provider about a builder's risk policy or an endorsement to their existing homeowner's policy during construction. This provides an extra layer of protection for your investment. We can guide you through the process and recommend trusted insurance professionals in the area.

We generally recommend using our vetted network of sub-trades to ensure quality control, 5-10 year builder's warranty coverage, and seamless project coordination. Our sub-contractors have been carefully selected based on years of proven performance and craftsmanship. However, we're open to discussing specific situations where you may have a preferred specialist. We'll work with you to find the best solution while maintaining our quality standards.

We understand the desire to be involved in material selection. While we typically source materials through our established supplier relationships — which often include preferred pricing and quality guarantees — we're flexible. If you have specific materials or products in mind, we'll work with you to incorporate them into the build. Just keep in mind that materials sourced outside our network may have different warranty implications.

Every Matlock Custom Homes project includes our Matlock Shield 5-10 year builder's warranty. We provide 5 years of coverage on all workmanship and materials, plus 10 years of structural defect protection — going beyond the industry standard. This coverage is backed directly by us, not a third-party provider. Visit our Warranty page to learn more.

The timeline for building a custom home typically ranges from 10 to 18 months, depending on the size and complexity of the project. This includes the design and permitting phase (2-4 months), site preparation and foundation (1-2 months), framing and rough-ins (2-3 months), and interior finishes and final details (3-5 months). We provide a detailed project schedule upfront and keep you informed with regular progress updates throughout the entire process.

Matlock Custom Homes proudly serves Pasco, Hernando, Pinellas, and Hillsborough counties — including New Port Richey, Tampa, Clearwater, St. Petersburg, Spring Hill, Brooksville, and surrounding communities. If you're unsure whether your location falls within our service area, don't hesitate to reach out — we're happy to discuss your project.

Absolutely. We handle all permitting, regulatory compliance, and inspections from start to finish. Our team is well-versed in local building codes and zoning requirements across the Tampa Bay Area. We manage the entire paperwork process so you can focus on the exciting parts of building your dream home — like choosing finishes and watching your vision come to life.

We understand that ideas evolve during the building process. While we encourage finalizing as many decisions as possible during the design phase to avoid delays and cost increases, we do accommodate reasonable changes during construction. Any modifications will be documented through a formal change order process with clear cost and timeline implications, so there are never any surprises.

Built by a structural builder, not just a sales builder. At Matlock Custom Homes, we are relationship-driven, not transaction-driven. We take the time to understand your vision, communicate transparently throughout every phase, and deliver craftsmanship that stands the test of time. Our hands-on approach means you're working directly with the people who build your home — not a middleman.